Once you know what you like and what you can afford, it’s time to find a home! Browse the MLS listings for houses that meet your criteria, and contact your REALTOR® to discuss your choices and arrange home visits. Be sure to answer the following questions for each house that appeals to you:

General

• How does the asking price compare to other houses in the neighborhood? Is it higher or lower?
• Is the existing mortgage assumable?
• What is required down payment amount?
• What are the annual property taxes?
• Will the taxes increase with the transfer of deed and a new market price?

Outside

• How big is the yard?
• Are there landscape details?
• What level of maintenance will be required?
• What is the age of the home?
• What is the structural condition?
• What major repairs or improvements will need to be made?

Inside

• How many rooms and baths are on each floor?
• Are there extra features such as an intercom, security system, central air or multiple fireplaces?
• Are the appliances built in?
• Is there adequate insulation?
• Is there weather stripping or storm windows?

Major systems

• What is the age and condition of each major system (plumbing, electrical, heating, and cooling)?
• What type of fuel is the home heated with?
• What is the average monthly utility cost?